{"id":11163,"date":"2025-09-24T18:09:18","date_gmt":"2025-09-24T18:09:18","guid":{"rendered":"https:\/\/24fo.news\/?p=11163"},"modified":"2025-09-24T18:18:09","modified_gmt":"2025-09-24T18:18:09","slug":"ein-halv-million-til-fyrsta-bustadarkeypid-2","status":"publish","type":"post","link":"https:\/\/24fo.news\/index.php\/2025\/09\/24\/ein-halv-million-til-fyrsta-bustadarkeypid-2\/","title":{"rendered":"Ein h\u00e1lv milli\u00f3n til fyrsta b\u00fasta\u00f0arkeypi\u00f0"},"content":{"rendered":"\n

<\/p>\n\n\n\n

Ta\u00f0 er torf\u00f8rt hj\u00e1 ungum at seta f\u00f8tur undir egi\u00f0 bor\u00f0. Serliga eru ungar familjur f\u00edggjarliga sperdar og eru merktar av teim st\u00f3ru pr\u00edsh\u00e6kkingunum, i\u00f0 hava merkt alt samfelagi\u00f0 seinastu \u00e1rini.<\/h2>\n\n\n\n

Samstundis spara somu familjur upp til s\u00edna egnu pensj\u00f3n, og sleppa tey ikki at nerta teir pengarnar, fyrrenn tey eru li\u00f0ug \u00e1 arbei\u00f0smarkna\u00f0inum. Og ta\u00f0 er greitt, at t\u00e1 hava tey ikki l\u00edka n\u00f3gv br\u00fak fyri pengunum, sum tey hava \u00ed dag.<\/p>\n\n\n\n

Hetta vilja vit gera naka\u00f0 vi\u00f0.<\/p>\n\n\n\n

Komandi \u00e1r er l\u00f3garbundna pensj\u00f3nsskipanin fult ment, og er pensj\u00f3nsinngjaldi\u00f0 t\u00e1 komi\u00f0 upp \u00e1 12 prosent av skattskyldugu innt\u00f8kuni. Sostatt koma tey ungu \u00e6ttarli\u00f0ini at spara upp minst 12 prosent av s\u00edni innt\u00f8ku \u00ed meira enn 40 \u00e1r.<\/p>\n\n\n\n

Samstundis hava vit eina st\u00f8\u00f0u \u00e1 b\u00fasta\u00f0armarkna\u00f0inum, har g\u00e1ttin fyri at koma inn \u00e1 markna\u00f0in er blivin sera h\u00f8g. Hetta er orsaka\u00f0 b\u00e6\u00f0i av h\u00f8gum b\u00fasta\u00f0arpr\u00edsum og herdum kr\u00f8vum fr\u00e1 bankunum fyri at veita f\u00edgging.<\/p>\n\n\n\n

Solei\u00f0is kann eitt ungt par vi\u00f0 eini mi\u00f0alinnt\u00f8ku standa \u00ed t\u00ed margh\u00e1ttligu st\u00f8\u00f0u at hava eina h\u00e1lva milli\u00f3n kr\u00f3nur \u00e1 pensj\u00f3nskontu \u00ed bankanum, men har sami banki noktar teimum l\u00e1n til b\u00fasta\u00f0arkeyp, t\u00ed tey ikki hava n\u00f8ktandi eginf\u00edgging. <\/p>\n\n\n\n

Eitt roknid\u00f8mi kann l\u00fdsa st\u00f8\u00f0una.<\/p>\n\n\n\n

Samb\u00e6rt Hagstovu F\u00f8roya er mi\u00f0alinnt\u00f8kan \u00ed F\u00f8royum 400.000 kr\u00f3nur \u00ed \u00e1r. Um eitt par vi\u00f0 tveimum mi\u00f0alinnt\u00f8kum byrjar at spara upp, t\u00e1 i\u00f0 tey eru 23 \u00e1ra gomul og f\u00e1a eitt mi\u00f0alavkast \u00e1 pensj\u00f3nsuppsparingini upp \u00e1 2,5%, fara tey at eiga eina h\u00e1lva milli\u00f3n \u00e1 pensj\u00f3nskontuni sum 30 \u00e1ra gomul. Roknid\u00f8mi\u00f0 er l\u00fdst \u00ed talvuni.<\/p>\n\n\n\n

\"\"\/<\/a><\/figure>\n\n\n\n

Mi\u00f0alpr\u00edsurin fyri eini seth\u00fas \u00ed T\u00f3rshavn er n\u00fa 4 milli\u00f3nir kr\u00f3nur. Bankarnir krevja vanliga eina eginf\u00edgging millum 5 og10 prosent.<\/p>\n\n\n\n

Sostatt fer ta\u00f0 unga pari\u00f0 vi\u00f0 eini mi\u00f0alinnt\u00f8ku og l\u00f3garbundnu pensj\u00f3nsuppsparingini at kunna seta f\u00f8tur undir egi\u00f0 bor\u00f0 eftir n\u00f8kur f\u00e1 \u00e1r \u00e1 arbei\u00f0smarkna\u00f0inum.<\/p>\n\n\n\n

Skipanin skal einans kunna br\u00fakast til ta\u00f0 fyrsta h\u00fasakeypi\u00f0. Hetta er fyri at for\u00f0a fyri, at b\u00f8ttu keypsm\u00f8guleikarnir ikki tr\u00fdsta pr\u00edsin \u00e1 markna\u00f0inum upp, sum bara vil gagna verandi eigarum av b\u00fast\u00f8\u00f0um.<\/p>\n\n\n\n

F\u00f8royingurin ynskir at seta f\u00f8tur undir egi\u00f0 bor\u00f0. Sj\u00e1lvandi eiga ungf\u00f3lk okkara eisini at f\u00e1a hendan m\u00f8guleika vi\u00f0 hj\u00e1lp fr\u00e1 egnari pensj\u00f3nsuppsparing. F\u00f8royar gerast r\u00edkari av, at ungu \u00e6ttarli\u00f0ini f\u00e1a b\u00f8ttar m\u00f8guleikar at seta b\u00fagv her.<\/p>\n\n\n\n

At tey spara upp \u00ed egnum b\u00fasta\u00f0i \u00ed sta\u00f0in fyri \u00e1 eini pensj\u00f3nskontu er eisini b\u00faskaparliga skynsamt og samstundis ein pensj\u00f3nsuppsparing \u00ed s\u00e6r sj\u00e1lvum.<\/p>\n\n\n\n

Skriva\u00f0 av: F\u00f3lkaflokkurin – \u00datgivi\u00f0: 09.21.25<\/p>\n","protected":false},"excerpt":{"rendered":"

Ta\u00f0 er torf\u00f8rt hj\u00e1 ungum at seta f\u00f8tur undir egi\u00f0 bor\u00f0. Serliga eru ungar familjur f\u00edggjarliga sperdar og eru merktar av teim st\u00f3ru pr\u00edsh\u00e6kkingunum, i\u00f0 hava merkt alt samfelagi\u00f0 seinastu…<\/p>\n","protected":false},"author":1,"featured_media":6846,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[110],"tags":[],"class_list":["post-11163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politikkur"],"_links":{"self":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/11163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/comments?post=11163"}],"version-history":[{"count":3,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/11163\/revisions"}],"predecessor-version":[{"id":11166,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/11163\/revisions\/11166"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media\/6846"}],"wp:attachment":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media?parent=11163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/categories?post=11163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/tags?post=11163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}