{"id":12278,"date":"2025-12-19T01:52:41","date_gmt":"2025-12-19T01:52:41","guid":{"rendered":"https:\/\/24fo.news\/?p=12278"},"modified":"2025-12-19T12:21:04","modified_gmt":"2025-12-19T12:21:04","slug":"bankin-saer-hvoer-hyggur-eftir-tinari-konto","status":"publish","type":"post","link":"https:\/\/24fo.news\/index.php\/2025\/12\/19\/bankin-saer-hvoer-hyggur-eftir-tinari-konto\/","title":{"rendered":"Bankin s\u00e6r hv\u00f8r hyggur eftir t\u00ednari konto"},"content":{"rendered":"\n

\u00cd dag er ta\u00f0 ikki bara \u00ed heilsuverkinum, at ein loggur ver\u00f0ur gj\u00f8rdur, hv\u00f8rja fer\u00f0 ein starvsf\u00f3lk hyggur \u00ed eina journal. Sama skipan er eisini \u00ed peningastovnum. Ta\u00f0 merkir, at hv\u00f8rja fer\u00f0 ein starvsf\u00f3lk \u00ed bankanum fer inn \u00e1 eina kundakonto, ver\u00f0ur hetta skr\u00e1sett \u00ed einum loggi<\/strong><\/h2>\n\n\n\n

Trygd og \u00e1byrgd<\/strong><\/h2>\n\n\n\n

Loggurin tryggjar, at lei\u00f0slan alt\u00ed\u00f0 kann eftirkanna, hv\u00f8r hevur havt atgongd til uppl\u00fdsingar hj\u00e1 kundunum. Hetta er ein t\u00fd\u00f0andi partur av GDPR-reglunum og teimum kr\u00f8vum, sum F\u00edggjareftirliti\u00f0 setur til bankar og f\u00edggingarstovnar. Ta\u00f0 er ikki loyvt starvsf\u00f3lkum at hyggja \u00ed kontur av forvitni  \u2013 bert t\u00e1 arbei\u00f0suppg\u00e1vur krevja ta\u00f0.<\/p>\n\n\n\n

F\u00edggjareftirliti\u00f0<\/h2>\n\n\n\n

\u00cd veglei\u00f0ingini til \u00a771 \u00ed L\u00f3g um f\u00edggjarligt virksemi \u00e1setir F\u00edggjareftirliti\u00f0, at peningastovnar skulu hava skipanir til innanh\u00fdsis eftirlit og sporbarheit:<\/p>\n\n\n\n

Hetta merkir \u00ed praksis, at bankin hevur skyldu at kunna v\u00edsa, hvat starvsf\u00f3lk hevur havt atgongd til kundauppl\u00fdsingar.<\/p>\n\n\n\n

D\u00e1tueftirliti\u00f0 <\/h2>\n\n\n\n

D\u00e1tueftirliti\u00f0 (Datatilsynet) leggur eisini dent \u00e1, at loggskipanir eru ney\u00f0ugar fyri at tryggja sporbarheit og at fyribyrgja misn\u00fdtslu:<\/p>\n\n\n\n

Hetta er beinlei\u00f0is galdandi fyri bankar, t\u00ed teir vi\u00f0gera pers\u00f3nuppl\u00fdsingar og skulu kunna v\u00edsa, hv\u00f8r hevur havt atgongd.<\/p>\n\n\n\n

L\u00edti oyggjasamfel\u00f8g<\/h2>\n\n\n\n

\u00cd einum l\u00edtlum samfelag sum ta\u00f0 f\u00f8royska, har \u00f8ll kenna \u00f8ll, hevur hendan br\u00fakaraverja serligan t\u00fddning. Hon tryggjar, at kundar kunnu hava \u00e1lit \u00e1, at teirra f\u00edggjarligu uppl\u00fdsingar ver\u00f0a handfarin vi\u00f0 vir\u00f0ing og \u00e1byrgd. Um ein starvsf\u00f3lk misn\u00fdtir s\u00edna atgongd, kann ta\u00f0 skj\u00f3tt ver\u00f0a uppdaga\u00f0, t\u00ed sporini liggja \u00ed logginum.<\/p>\n\n\n\n

Konsekvensir av misn\u00fdtslu<\/strong><\/p>\n\n\n\n

Um eitt starvsf\u00f3lk fer inn \u00e1 eina konto uttan sakliga ors\u00f8k, kann ta\u00f0 hava \u00e1lvarsligar avlei\u00f0ingar:<\/p>\n\n\n\n

\u2022                         Disciplinera\u00f0ar \u00e1varingar<\/p>\n\n\n\n

\u2022                         M\u00f8gulig upps\u00f8gn<\/p>\n\n\n\n

\u2022                         \u00cd grovum f\u00f8rum kann m\u00e1li\u00f0 enda hj\u00e1 l\u00f8gregluni<\/p>\n\n\n\n

Eitt felags endam\u00e1l<\/h2>\n\n\n\n

B\u00e6\u00f0i \u00ed heilsuverkinum og \u00ed bankum er endam\u00e1li\u00f0 ta\u00f0 sama: at verja borgaran. Loggskipanin er eitt ambo\u00f0, sum gevur lei\u00f0sluni m\u00f8guleika at tryggja, at reglur ver\u00f0a hildnar, og at tr\u00fana\u00f0ur ver\u00f0ur var\u00f0veittur.<\/p>\n\n\n\n

Grein og mynd er gj\u00f8rd i samstarvi\u00f0 vi\u00f0 Copilot AI <\/sup><\/sub><\/p>\n","protected":false},"excerpt":{"rendered":"

\u00cd dag er ta\u00f0 ikki bara \u00ed heilsuverkinum, at ein loggur ver\u00f0ur gj\u00f8rdur, hv\u00f8rja fer\u00f0 ein starvsf\u00f3lk hyggur \u00ed eina journal. Sama skipan er eisini \u00ed peningastovnum. Ta\u00f0 merkir, at…<\/p>\n","protected":false},"author":1,"featured_media":12279,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[131,128],"tags":[],"class_list":["post-12278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-folk-og-samfelag","category-handil-figging-taenasta"],"_links":{"self":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/12278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/comments?post=12278"}],"version-history":[{"count":2,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/12278\/revisions"}],"predecessor-version":[{"id":12281,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/12278\/revisions\/12281"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media\/12279"}],"wp:attachment":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media?parent=12278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/categories?post=12278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/tags?post=12278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}