{"id":14092,"date":"2026-10-15T09:01:34","date_gmt":"2026-10-15T09:01:34","guid":{"rendered":"https:\/\/24fo.news\/?p=14092"},"modified":"2026-10-15T09:15:22","modified_gmt":"2026-10-15T09:15:22","slug":"bustadarrentan-er-haekkad-aftur-og-er-nu-i-midal-um-4-i-bankunum-hetta-skrivar-landsbankin","status":"publish","type":"post","link":"https:\/\/24fo.news\/index.php\/2026\/10\/15\/bustadarrentan-er-haekkad-aftur-og-er-nu-i-midal-um-4-i-bankunum-hetta-skrivar-landsbankin\/","title":{"rendered":"B\u00fasta\u00f0arrentan er h\u00e6kka\u00f0 aftur, og er n\u00fa \u00ed mi\u00f0al um 4% \u00ed bankunum. Hetta skrivar Landsbankin"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><em>Rentan, sum f\u00f8roysk h\u00fasarhald \u00ed mi\u00f0al rinda fyri s\u00edni seth\u00fasal\u00e1n \u00ed f\u00f8roysku bankunum, var 3,97% \u00ed august 2026, og mi\u00f0alrentan \u00e1 realkredittl\u00e1num hj\u00e1 f\u00f8royingum var 3,93% \u00edrokna\u00f0 bidrag.<\/em><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Mynd 1 v\u00edsir mi\u00f0alrentuna \u00e1 b\u00fasta\u00f0arskuld. Mi\u00f0alrentan, sum f\u00f8roysku h\u00fasarhald rinda fyri seth\u00fasal\u00e1n er 3,93% \u00ed f\u00f8royskum bankanum og eitt vet l\u00e6gri; 3,93%, fyri realkredittl\u00e1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u00f0 eini b\u00fasta\u00f0arrentu \u00e1 \u00e1lei\u00f0 4%, raka tey, sum skylda meir enn 2,5 mi\u00f3. kr. \u00ed b\u00fasta\u00f0arskuld, rentulofti\u00f0. Rentustu\u00f0ul \u00e1 35% ver\u00f0ur latin av rentu\u00fatrei\u00f0slum \u00e1 b\u00fasta\u00f0arskuld av \u00ed mesta lagi\u00f0 100.000 kr. \u00e1rliga.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00fasarhald, sum hava seth\u00fasal\u00e1n vi\u00f0 broytiligari rentu og\/ella hava seth\u00fasal\u00e1n uttan avdr\u00e1ttir, eru meira vi\u00f0kvom yvirfyri rentuh\u00e6kkingum, enn onnur, t\u00ed tey \u00ed st\u00f8rri mun skulu n\u00fdta ein \u00f8ktan part av s\u00edni t\u00f8ku innt\u00f8ku til rentu\u00fatrei\u00f0slur, t\u00e1 i\u00f0 renturnar h\u00e6kka, serliga um tey samstundis hava eina st\u00f3ra skuld.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Meginparturin av skuldini hj\u00e1 f\u00f8roysku h\u00fasarhaldunum er vi\u00f0 broytiligari rentu; 92% av skuldini er vi\u00f0 broytiligari rentu, me\u00f0an 8% er vi\u00f0 fastari rentu (august 2026). L\u00e1n vi\u00f0 fastari rentu f\u00e6st hj\u00e1 donsku realkredittstovnunum. F\u00f8st renta er rentubindingart\u00ed\u00f0arskei\u00f0 omanfyri 10 \u00e1r. Um sama t\u00ed\u00f0arskei\u00f0 \u00ed fj\u00f8r var 91% av skuldini hj\u00e1 f\u00f8roysku h\u00fasarhaldunum vi\u00f0 broytiligari rentu, me\u00f0an 9% var vi\u00f0 fastari rentu (august 2025). Hetta samsvarar vi\u00f0, at l\u00e1nt\u00f8kan hj\u00e1 f\u00f8roysku h\u00fasarhaldunum ta\u00f0 seinasta \u00e1ri\u00f0 er \u00f8kt \u00ed f\u00f8roysku bankunum, me\u00f0an hon er minka\u00f0 \u00ed donsku realkredittstovnunum.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">F\u00f8roysk h\u00fasarhald eru t\u00f3 r\u00f8sk at gjalda skuld ni\u00f0ur. 97% av samla\u00f0u skuldini hj\u00e1 f\u00f8roysku h\u00fasarhaldunum er vi\u00f0 avdr\u00e1ttum (august 2026), og ta\u00f0 er einamest tey, sum hava l\u00e1n \u00ed donskum realkredittstovnum, sum hava avdr\u00e1ttarfr\u00ed l\u00e1n. Av skuldini hj\u00e1 teimum, sum hava realkredittl\u00e1n, er 91% vi\u00f0 avdr\u00e1ttum og 9% uttan avdr\u00e1ttir.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-wp-embed is-provider-datawrapper wp-block-embed-datawrapper\"><div class=\"wp-block-embed__wrapper\">\n<iframe class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" title=\"Mynd 1. Mi\u00f0alrenta \u00e1 b\u00fasta\u00f0arskuld, jan. 2022 - aug. 2026\" src=\"https:\/\/datawrapper.dwcdn.net\/Voq0e\/1\/#?secret=8PiCTEz2qP\" data-secret=\"8PiCTEz2qP\" scrolling=\"no\" frameborder=\"0\" height=\"423\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Les meira \u00ed fr\u00e1grei\u00f0ing Landsbankans um f\u00edggjarliga st\u00f8\u00f0ufesti\u00f0 <a href=\"https:\/\/www.landsbankin.fo\/Files\/Images\/F%C3%ADggjarligt%20st%C3%B8%C3%B0ufesti\/26FS1J\/F%C3%ADggj%20st%C3%B8%C3%B0%201H%2026.pdf\">fyrra h\u00e1lv\u00e1r 2026 her.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rentan, sum f\u00f8roysk h\u00fasarhald \u00ed mi\u00f0al rinda fyri s\u00edni seth\u00fasal\u00e1n \u00ed f\u00f8roysku bankunum, var 3,97% \u00ed august 2026, og mi\u00f0alrentan \u00e1 realkredittl\u00e1num hj\u00e1 f\u00f8royingum var 3,93% \u00edrokna\u00f0 bidrag. Mynd 1&hellip;<\/p>\n","protected":false},"author":1,"featured_media":14093,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[131,128],"tags":[],"class_list":["post-14092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-folk-og-samfelag","category-handil-figging-taenasta"],"_links":{"self":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/14092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/comments?post=14092"}],"version-history":[{"count":1,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/14092\/revisions"}],"predecessor-version":[{"id":14094,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/14092\/revisions\/14094"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media\/14093"}],"wp:attachment":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media?parent=14092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/categories?post=14092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/tags?post=14092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}