{"id":5131,"date":"2023-08-03T20:51:15","date_gmt":"2023-08-03T20:51:15","guid":{"rendered":"https:\/\/24fo.news\/?p=5131"},"modified":"2023-08-03T20:51:15","modified_gmt":"2023-08-03T20:51:15","slug":"fyrra-halvar-royndist-vael","status":"publish","type":"post","link":"https:\/\/24fo.news\/index.php\/2023\/08\/03\/fyrra-halvar-royndist-vael\/","title":{"rendered":"Fyrra h\u00e1lv\u00e1r royndist v\u00e6l"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00darslitini hj\u00e1 BankNordik-samtakinum eru sum heild g\u00f3\u00f0, n\u00fa roknskapurin fyri fyrra h\u00e1lv\u00e1r er kunngj\u00f8rdur \u00ed dag. Rentuh\u00e6kkingar, h\u00f8g inflati\u00f3n og b\u00faskaparlig \u00f3vissa hava t\u00f3 eisini sett s\u00edn d\u00e1m \u00e1 t\u00ed\u00f0arskei\u00f0i\u00f0.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Virksemi\u00f0 hj\u00e1 samtakinum hilna\u00f0ist v\u00e6l \u00e1rsins fyrstu seks m\u00e1na\u00f0ir, har \u00farsliti\u00f0 fyri skatt gj\u00f8rdist 162 mi\u00f3. kr. H\u00e1lv\u00e1rsroknskapurin hj\u00e1 samtakinum ber samstundis eisini bo\u00f0 um, at h\u00fasarhaldini og vinnan sum heild eru v\u00e6l fyri og hava m\u00f3tst\u00f8\u00f0uf\u00f8ri m\u00f3ti rentuh\u00e6kkingum og h\u00f8ga inflati\u00f3nstr\u00fdstinum, sum, eins og 2022, hevur sermerkt fyrra h\u00e1lv\u00e1r 2023.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201dVit eru fegin um, at okkara privatkundar og vinnukundar hava eina sunna og haldg\u00f3\u00f0a f\u00edggjarst\u00f8\u00f0u. Ta\u00f0 er eingin loyna, at rentuh\u00e6kkingar og h\u00f8g inflati\u00f3n \u00e1virka b\u00faskaparst\u00f8\u00f0una hj\u00e1 h\u00fasarhaldunum og virksemi\u00f0 hj\u00e1 vinnuni. H\u00f3ast vit enn ikki s\u00edggja tekin um, at f\u00edggjarst\u00f8\u00f0an hj\u00e1 okkara kundum er undir st\u00f3rvegis tr\u00fdsti, so er ey\u00f0s\u00e6\u00f0, at vit enn ikki hava s\u00e6\u00f0 allar avlei\u00f0ingarnar av b\u00faskaparligu \u00f3vissuni, i\u00f0 hevur sermerkt b\u00e6\u00f0i 2022 og 2023.&nbsp;Vit hava t\u00ed eisini valt at seta pening av til m\u00f8guligt tap, sum kann fara at v\u00edsa seg \u00ed framt\u00ed\u00f0ini\u201d, sigur Turi\u00f0 F. Arge, forstj\u00f3ri.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">M\u00f8guleiki at spara saman vi\u00f0 rentu<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">2023 hevur, eins og undanfarna \u00e1ri\u00f0, veri\u00f0 merkt av rentuh\u00e6kkingum, i\u00f0 gera ta\u00f0 d\u00fdrari at l\u00e1na pening. Hinvegin hava rentuh\u00e6kkingarnar eisini vi\u00f0 s\u00e6r, at innl\u00e1nsrentan er h\u00e6kka\u00f0 munandi, og sostatt kunnu kundar n\u00fa spara saman vi\u00f0 rentu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bankin hevur \u00ed eina t\u00ed\u00f0 bj\u00f3\u00f0a\u00f0 kundunum ymisk sl\u00f8g av kontum vi\u00f0 styttri og longri bindingart\u00ed\u00f0arskei\u00f0i vi\u00f0 h\u00e6gri rentu, solei\u00f0is at kundin n\u00fa kann f\u00e1a meira fyri s\u00ednar innistandandi pengar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00datlitini fyri restina av \u00e1rinum<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00ed\u00f0ani \u00e1 v\u00e1ri \u00ed fj\u00f8r hevur evropeiski mi\u00f0bankin og danski tj\u00f3\u00f0bankin h\u00e6kka\u00f0 rentuna \u00ed fleiri umf\u00f8rum fyri at t\u00e1lma h\u00f8gu inflati\u00f3nini. Higartil \u00ed \u00e1r er inflati\u00f3nin l\u00e6kka\u00f0 naka\u00f0, men enn ikki n\u00f3g miki\u00f0, og t\u00edskil kunnu nakrar rentuh\u00e6kkingar v\u00e6ntast afturat komandi m\u00e1na\u00f0irnar.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201dYvirskipa\u00f0 s\u00e6\u00f0 eru \u00fatlitini fyri restina av \u00e1rinum g\u00f3\u00f0 \u2013 vit hava ikki s\u00e6\u00f0 ta b\u00faskaparligu afturgongdina, sum summi v\u00e6nta\u00f0u vi\u00f0 \u00e1rsbyrjan. T\u00f3 so er yvirskipa\u00f0a b\u00faskaparst\u00f8\u00f0an \u00ed heiminum enn \u00f3viss, og vit vita, at n\u00f3gv kann broytast, um eitt n\u00fa arbei\u00f0sloysi\u00f0 h\u00e6kkar. Vit eru t\u00ed sera tilvita\u00f0 um at reka okkara virksemi skynsamt, og vit veita sj\u00e1lvsagt \u00f8llum okkara kundum holla r\u00e1\u00f0geving vi\u00f0 atliti at n\u00faverandi st\u00f8\u00f0u og framt\u00ed\u00f0ar\u00fatlitunum\u201d, sigur Turi\u00f0 F. Arge, forstj\u00f3ri.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Roknskapurin \u00ed stuttum<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00darsliti\u00f0 fyri skatt var 162 mi\u00f3. kr.<\/li>\n\n\n\n<li>Rakstrar\u00farsliti\u00f0 fyri ni\u00f0urskrivingar var 119 mi\u00f3. kr.<\/li>\n\n\n\n<li>Ni\u00f0urskrivingar \u00e1 \u00fatl\u00e1num v\u00f3r\u00f0u afturf\u00f8rdar fyri 16 mi\u00f3. kr.<\/li>\n\n\n\n<li>Rakstrar\u00farsliti\u00f0 gj\u00f8rdist 135 mi\u00f3. kr.<\/li>\n\n\n\n<li>\u00datl\u00e1nini hj\u00e1 bankanum eru 8,7 mia. kr.<\/li>\n\n\n\n<li>Realkredittl\u00e1nini hj\u00e1 bankanum eru 2,6 mia. kr.<\/li>\n\n\n\n<li>Innl\u00e1nini hj\u00e1 bankanum eru 8,4 mia. kr.<\/li>\n\n\n\n<li>Solvensurin \u00edrokna\u00f0 NEP-kapital er 30,4%<\/li>\n\n\n\n<li>Lei\u00f0slan v\u00e6ntar, at netto\u00farsliti\u00f0 \u00ed \u00e1r ver\u00f0ur millum 235-265 mi\u00f3. kr.<\/li>\n\n\n\n<li><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u00darslitini hj\u00e1 BankNordik-samtakinum eru sum heild g\u00f3\u00f0, n\u00fa roknskapurin fyri fyrra h\u00e1lv\u00e1r er kunngj\u00f8rdur \u00ed dag. Rentuh\u00e6kkingar, h\u00f8g inflati\u00f3n og b\u00faskaparlig \u00f3vissa hava t\u00f3 eisini sett s\u00edn d\u00e1m \u00e1 t\u00ed\u00f0arskei\u00f0i\u00f0.&hellip;<\/p>\n","protected":false},"author":1,"featured_media":4220,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-5131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vinnutidindir-samfelga-24-fo"],"_links":{"self":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/5131","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/comments?post=5131"}],"version-history":[{"count":1,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/5131\/revisions"}],"predecessor-version":[{"id":5132,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/5131\/revisions\/5132"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media\/4220"}],"wp:attachment":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media?parent=5131"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/categories?post=5131"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/tags?post=5131"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}