{"id":6052,"date":"2024-05-06T13:19:15","date_gmt":"2024-05-06T13:19:15","guid":{"rendered":"https:\/\/24fo.news\/?p=6052"},"modified":"2024-05-06T13:19:15","modified_gmt":"2024-05-06T13:19:15","slug":"bankarnir-hava-nog-mikid-av-gjaldfoeri","status":"publish","type":"post","link":"https:\/\/24fo.news\/index.php\/2024\/05\/06\/bankarnir-hava-nog-mikid-av-gjaldfoeri\/","title":{"rendered":"Bankarnir hava n\u00f3g miki\u00f0 av gjaldf\u00f8ri"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Bankarnir hava innl\u00e1n, sum eru bundin \u00ed styttri t\u00ed\u00f0, ta\u00f0 vil siga, sum kunnu takast \u00fat, t\u00e1 i\u00f0 kundin ynskir ta\u00f0, me\u00f0an peningur, bankin l\u00e6nir \u00fat, liggur bundin \u00ed longri t\u00ed\u00f0, sum til d\u00f8mis, t\u00e1 ein kundi kann gjalda eitt seth\u00fasal\u00e1n aftur yvir 20-30 \u00e1r. Hetta er eitt d\u00f8mi um ein sokalla\u00f0an gjaldf\u00f8risv\u00e1\u00f0a fyri bankan, t\u00ed misjavni er millum bindingart\u00ed\u00f0ina \u00e1 innl\u00e1num og \u00fatl\u00e1num.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fyri at b\u00f8ta um henda misjavna, er krav um at bankin skal hava eitt \u00e1v\u00edst gjaldf\u00f8ri. F\u00f8roysku peningastovnarnir h\u00f8vdu samb\u00e6rt \u00e1rsroknskapunum fyri 2023 allir gjaldf\u00f8ri v\u00e6l omanfyri l\u00f3gar\u00e1setta minstakravi\u00f0. LCR (Liquidity Coverage Ratio) skal vera h\u00e6gri enn 100%. F\u00f8roya Banki hev\u00f0i 228%, Betri Banki 210%, Nor\u00f0oya Sparikassi 416% og Su\u00f0uroyar Sparikassi 375% vi\u00f0 \u00e1rsenda 2023.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.landsbankin.fo\/Files\/Images\/F%C3%ADggjarligt%20st%C3%B8%C3%B0ufesti\/23%20FS%20%C3%A1rsfr%C3%A1grei%C3%B0ing\/FS%20%C3%81rsfr%C3%A1grei%C3%B0ing%202023.pdf\">Les meira \u00ed \u00e1rsfr\u00e1grei\u00f0ing landsbankans um f\u00edggjarliga st\u00f8\u00f0ufesti 2023 her.<\/a><em>\u00a0<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><sup>Kelda: Landsbanki F\u00f8roya <\/sup><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankarnir hava innl\u00e1n, sum eru bundin \u00ed styttri t\u00ed\u00f0, ta\u00f0 vil siga, sum kunnu takast \u00fat, t\u00e1 i\u00f0 kundin ynskir ta\u00f0, me\u00f0an peningur, bankin l\u00e6nir \u00fat, liggur bundin \u00ed longri&hellip;<\/p>\n","protected":false},"author":1,"featured_media":3398,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[7],"tags":[],"class_list":["post-6052","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vinnutidindir-samfelga-24-fo"],"_links":{"self":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/6052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/comments?post=6052"}],"version-history":[{"count":1,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/6052\/revisions"}],"predecessor-version":[{"id":6053,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/6052\/revisions\/6053"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media\/3398"}],"wp:attachment":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media?parent=6052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/categories?post=6052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/tags?post=6052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}