{"id":6312,"date":"2024-07-15T11:14:53","date_gmt":"2024-07-15T11:14:53","guid":{"rendered":"https:\/\/24fo.news\/?p=6312"},"modified":"2024-07-15T11:14:53","modified_gmt":"2024-07-15T11:14:53","slug":"fleiri-hava-hoegt-skuldarlutfall","status":"publish","type":"post","link":"https:\/\/24fo.news\/index.php\/2024\/07\/15\/fleiri-hava-hoegt-skuldarlutfall\/","title":{"rendered":"Fleiri hava h\u00f8gt skuldarlutfall"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><em>8,9% av \u00f8llum f\u00f8roysku h\u00faskjunum skylda\u00f0u \u00ed 2023 meira enn 3 fer\u00f0ir s\u00edna \u00e1rliga bruttoinnt\u00f8ku. \u00cd 2022 v\u00f3ru tey 7,5%.\u00a0<\/em>  Hetta skrivar Landsbankin.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Meginparturin av skuldini hj\u00e1 f\u00f8roysku h\u00fasarhaldini er skuld til b\u00fasta\u00f0arl\u00e1n. F\u00f8roysku h\u00fasarhaldini h\u00f8vdu b\u00fasta\u00f0arl\u00e1n fyri 13,2 mia. kr. tilsamans \u00ed mai 2024. B\u00fasta\u00f0arl\u00e1nini \u00ed f\u00f8roysku bankunum v\u00f3ru n\u00e6rum 9,7 mia. kr. og eru \u00f8kt 13% ta\u00f0 seinasta \u00e1ri\u00f0, \u00edme\u00f0an donsku realkredittl\u00e1nini v\u00f3ru g\u00f3\u00f0ar 3,5 mia. kr.; tey eru minka\u00f0i vi\u00f0 7,5% \u00ed mun til mai 2023.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Summi h\u00faskir eru serliga vi\u00f0kvom yvirfyri rentuh\u00e6kkingum. Ta\u00f0 eru h\u00faskir vi\u00f0 h\u00f8gum skuldarlutfalli, i\u00f0 hava seth\u00fasal\u00e1n vi\u00f0 broytiligari rentu og\/ella hava seth\u00fasal\u00e1n uttan avdr\u00e1ttir. H\u00faskir vi\u00f0 sl\u00edkum seth\u00fasal\u00e1num hava \u00ed st\u00f8rri mun skula\u00f0 n\u00fdtt ein \u00f8ktan part av s\u00edni t\u00f8ku innt\u00f8ku til rentu\u00fatrei\u00f0slur \u00ed hesum t\u00ed\u00f0arskei\u00f0inum me\u00f0an renturnar eru \u00f8ktar. \u00cd mai 2024 var 89,5% av skuldini hj\u00e1 f\u00f8roysku h\u00fasarhaldunum vi\u00f0 broytiligari rentu og n\u00e6rum 4% uttan avdr\u00e1ttir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cd 2023 v\u00f3ru umlei\u00f0 300 fleiri h\u00faskir \u00ed F\u00f8royum, enn \u00ed 2022. Ver\u00f0ur bert hugt at teimum h\u00fasarhaldum, sum hava skuld omanfyri 2 mi\u00f3. kr. og skylda meir enn 3 fer\u00f0ir s\u00edna \u00e1rsinnt\u00f8ku, eru tey vor\u00f0in 200 fleiri \u00ed 2023, enn \u00ed 2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Burturav hesum 200, v\u00f3ru ta\u00f0 100 fleiri h\u00faskir \u00ed 2023 \u00ed mun til \u00ed 2022, sum skylda\u00f0u millum 3 og 4 fer\u00f0ir innt\u00f8kuna, 30 fleiri sum skylda\u00f0u millum 4 og 5 fer\u00f0ir innt\u00f8kuna og 70 fleiri, sum skylda\u00f0u omanfyri 5 fer\u00f0ir innt\u00f8kuna. S\u00ed mynd 1.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c1 mynd 2&nbsp;s\u00e6st, ta\u00f0 er \u00ed teimum h\u00e6gru skuldarlutf\u00f8llunum, at skuldin hj\u00e1 f\u00f8roysku h\u00faskjunum er \u00f8kt \u00ed 2023 samanbori\u00f0 vi\u00f0&nbsp;2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00fasarhaldini l\u00e6ntu sostatt meira \u00ed 2023 sambori\u00f0 vi\u00f0 s\u00edna&nbsp;innt\u00f8ku, enn tey gj\u00f8rdu \u00ed 2022, h\u00f3ast rentust\u00f8\u00f0i\u00f0 er \u00f8kt. \u00d8kta rentust\u00f8\u00f0i\u00f0 ger, at h\u00fasarhaldini \u00ed dag noy\u00f0ast at n\u00fdta ein st\u00f8rri part av s\u00edni t\u00f8ku innt\u00f8ku upp\u00e1 rentu\u00fatrei\u00f0slur, enn \u00e1\u00f0renn rentan byrja\u00f0i at h\u00e6kka \u00ed 2022.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mynd 1 Skuldarlutfall<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.landsbankin.fo\/Files\/Images\/F%C3%ADggjarligt%20st%C3%B8%C3%B0ufesti\/24FSmai\/Skuldarlutfall.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mynd 2. Bruttoskuld&nbsp;<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.landsbankin.fo\/Files\/Images\/F%C3%ADggjarligt%20st%C3%B8%C3%B0ufesti\/24FSmai\/Bruttoskuld%20bytt%20a%20skuldarlutfall.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.landsbankin.fo\/fo-fo\/kunning\/fragrei%C3%B0ingar\">Les meir \u00ed fr\u00e1grei\u00f0ing landsbankans um f\u00edggjarliga st\u00f8\u00f0ufesti\u00f0 fr\u00e1 mai 2024 her.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>8,9% av \u00f8llum f\u00f8roysku h\u00faskjunum skylda\u00f0u \u00ed 2023 meira enn 3 fer\u00f0ir s\u00edna \u00e1rliga bruttoinnt\u00f8ku. \u00cd 2022 v\u00f3ru tey 7,5%.\u00a0 Hetta skrivar Landsbankin. Meginparturin av skuldini hj\u00e1 f\u00f8roysku h\u00fasarhaldini er&hellip;<\/p>\n","protected":false},"author":1,"featured_media":5376,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"content-type":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[131,132],"tags":[],"class_list":["post-6312","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-folk-og-samfelag","category-foeroysk-tidindir"],"_links":{"self":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/6312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/comments?post=6312"}],"version-history":[{"count":1,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/6312\/revisions"}],"predecessor-version":[{"id":6313,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/posts\/6312\/revisions\/6313"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media\/5376"}],"wp:attachment":[{"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/media?parent=6312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/categories?post=6312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/24fo.news\/index.php\/wp-json\/wp\/v2\/tags?post=6312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}